San Marino IBAN Format & Generator

Complete reference for San Marino IBANs: format structure, bank codes, account numbers, examples, and a free generator for testing.

IBAN Structure for San Marino

Country (SM) Check digits Bank code (5 digits) Branch (5 chars) Account (12 chars)

Bank
5 chars

Branch
5 chars

Account number
12 chars

San Marino IBAN Technical Specifications

Property	Value
IBAN Length	27 characters
BBAN Length	23 characters
BBAN Format	`1!a5!n5!n12!c`
Bank Code	Position 5, 5 letters
Branch Code	Position 11, 5 chars
Account Number	Position 16, 12 chars
SEPA Member	✅ Yes
Notes	Same structure as Italy; CIN: 1 letter; ABI: 5 digits; CAB: 5 digits; Account: 12 chars

Banking System in San Marino

San Marino is a SEPA member country. All SEPA credit transfers and direct debits in San Marino require a valid IBAN. The San Marino IBAN is 27 characters long and consists of the ISO country code "SM", two MOD-97 check digits, and a Basic Bank Account Number (BBAN) containing the domestic bank code (5 digits), account number, and any branch/routing identifiers.

Example San Marino IBANs

Here are 3 randomly generated but mathematically valid San Marino IBANs for testing:

SM68 X500 7367 671N 3SFP FCD3 REE
SM35 X353 7210 138A C9WV RFZ5 78F
SM26 L578 2046 2965 NF6Y XNUR RNP

⚠ These are randomly generated test IBANs — not real bank accounts. Do not use for actual transactions.

Generate San Marino IBANs for Testing

Generate valid San Marino IBANs right here. All generation is client-side — no data leaves your browser.

Quantity

Frequently Asked Questions

What is the IBAN format for San Marino?

San Marino uses a 27-character IBAN with the country code "SM" followed by two check digits and a 23-character BBAN. The format is 1!a5!n5!n12!c. The bank code occupies positions 5 to 9.

Is San Marino a SEPA country?

Yes, San Marino is part of the SEPA (Single Euro Payments Area) and uses IBAN for all domestic and international transfers.

How long is a San Marino IBAN?

A San Marino IBAN is exactly 27 characters long. The BBAN portion accounts for 23 characters.

How do I find my San Marino IBAN?

Your IBAN is printed on your bank statement, available in your online banking portal, or can be obtained from your bank. It typically appears alongside your BIC/SWIFT code for international transfers.

Can I generate a valid San Marino IBAN for testing?

Yes! Use the IBAN generator on this page or visit the IBAN Easy homepage to generate mathematically valid IBANs for any supported country. All generation is client-side and private.