Bulgaria IBAN Format & Generator

Complete reference for Bulgaria IBANs: format structure, bank codes, account numbers, examples, and a free generator for testing.

IBAN Structure for Bulgaria

Country (BG) Check digits Bank code (4 letters) Branch (4 chars) Account (10 chars)

Bank
4 chars

Branch
4 chars

Account
10 chars

Bulgaria IBAN Technical Specifications

Property	Value
IBAN Length	22 characters
BBAN Length	18 characters
BBAN Format	`4!a4!n2!n8!c`
Bank Code	Position 5, 4 letters
Branch Code	Position 9, 4 chars
Account Number	Position 13, 10 chars
SEPA Member	✅ Yes
Notes	Bank: 4 letters (BIC-based); Branch: 4 digits; Account: 8 chars

Banking System in Bulgaria

Bulgaria has a stable banking system with UniCredit Bulbank, DSK Bank, and United Bulgarian Bank. Bulgarian IBANs are 22 characters with a 4-digit bank code (BIC-based), 4-digit branch code, and a 10-digit account number.

Example Bulgaria IBANs

Here are 3 randomly generated but mathematically valid Bulgaria IBANs for testing:

BG18 GNBS 7271 2938 RJ69 PW
BG80 VIOS 3677 10ZS Z2HQ X7
BG63 TESQ 6954 74AO K5LY B5

⚠ These are randomly generated test IBANs — not real bank accounts. Do not use for actual transactions.

Generate Bulgaria IBANs for Testing

Generate valid Bulgaria IBANs right here. All generation is client-side — no data leaves your browser.

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Frequently Asked Questions

What is the IBAN format for Bulgaria?

Bulgaria uses a 22-character IBAN with the country code "BG" followed by two check digits and a 18-character BBAN. The format is 4!a4!n2!n8!c. The bank code occupies positions 5 to 8.

Is Bulgaria a SEPA country?

Yes, Bulgaria is part of the SEPA (Single Euro Payments Area) and uses IBAN for all domestic and international transfers.

How long is a Bulgaria IBAN?

A Bulgaria IBAN is exactly 22 characters long. The BBAN portion accounts for 18 characters.

How do I find my Bulgaria IBAN?

Your IBAN is printed on your bank statement, available in your online banking portal, or can be obtained from your bank. It typically appears alongside your BIC/SWIFT code for international transfers.

Can I generate a valid Bulgaria IBAN for testing?

Yes! Use the IBAN generator on this page or visit the IBAN Easy homepage to generate mathematically valid IBANs for any supported country. All generation is client-side and private.

Other IBAN Countries in Europe

Major Bank BIC/SWIFT Codes in Bulgaria

BIC (Bank Identifier Code) / SWIFT codes for major banks in Bulgaria. These codes are used for international wire transfers alongside the IBAN.

BIC Code	Bank Name	City
`BNBGBGSD`	Bulgarian National Bank	Sofia
`BUINBGSF`	DSK Bank	Sofia
`INTFBGSF`	First Investment Bank (Fibank)	Sofia
`BPBIBGSF`	Postbank Bulgaria	Sofia
`OLBABG22`	United Bulgarian Bank (UBB)	Sofia