IBAN vs SWIFT: What's the Difference and When Do You Need Each?
IBAN identifies your bank account, SWIFT identifies your bank. Learn the key differences, when you need each, and why international transfers usually require both.
Learn About IBAN
Practical guides to international bank account numbers — from the basics to advanced topics. Written to be clear, accurate, and useful for real-world transfers.
IBAN Check Digits Explained: How MOD-97 Catches Errors
The two check digits in every IBAN are not random. Learn how the MOD-97 algorithm works step by step, why it catches 99.94% of errors, and how to verify an IBAN yourself.
What is a BBAN? Understanding the Core of Your IBAN
The Basic Bank Account Number (BBAN) is the domestic part of an IBAN. Learn how BBANs differ by country, what bank codes they contain, and how they map to IBAN.
SEPA vs SWIFT Transfers: Costs, Speed, and When to Use Each
SEPA transfers are fast and cheap within Europe, while SWIFT handles global payments. Compare costs, speed, limits, and requirements to choose the right one.
How to Get an IBAN: 5 Ways to Find Your International Bank Account Number
Need your IBAN for an international transfer? Learn the 5 fastest ways to find it — bank statements, online banking, calculators, and more.