Portugal IBAN Format & Generator

Complete reference for Portugal IBANs: format structure, bank codes, account numbers, examples, and a free generator for testing.

IBAN Structure for Portugal

Country (PT) Check digits Bank code (8 digits) Account (13 chars)

Bank code
8 chars

Account number
13 chars

Portugal IBAN Technical Specifications

Property	Value
IBAN Length	25 characters
BBAN Length	21 characters
BBAN Format	`8!n13!n`
Bank Code	Position 5, 8 digits
Account Number	Position 13, 13 chars
SEPA Member	✅ Yes
Notes	Bank: 8 digits (NIB prefix); Account: 11 digits + 2 check digits

Banking System in Portugal

Portugal has a well-structured banking system with Caixa Geral de Depósitos, Millennium BCP, and Novo Banco. Portuguese IBANs are 25 characters with a 4-digit bank code, 4-digit branch code, and 11-digit account number. IBAN is mandatory for all SEPA transfers.

Example Portugal IBANs

Here are 3 randomly generated but mathematically valid Portugal IBANs for testing:

PT80 6611 8412 0407 8275 3436 2
PT51 6289 1405 5553 4961 4679 5
PT04 5474 3880 3778 9146 2181 2

⚠ These are randomly generated test IBANs — not real bank accounts. Do not use for actual transactions.

Generate Portugal IBANs for Testing

Generate valid Portugal IBANs right here. All generation is client-side — no data leaves your browser.

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Frequently Asked Questions

What is the IBAN format for Portugal?

Portugal uses a 25-character IBAN with the country code "PT" followed by two check digits and a 21-character BBAN. The format is 8!n13!n. The bank code occupies positions 5 to 12.

Is Portugal a SEPA country?

Yes, Portugal is part of the SEPA (Single Euro Payments Area) and uses IBAN for all domestic and international transfers.

How long is a Portugal IBAN?

A Portugal IBAN is exactly 25 characters long. The BBAN portion accounts for 21 characters.

How do I find my Portugal IBAN?

Your IBAN is printed on your bank statement, available in your online banking portal, or can be obtained from your bank. It typically appears alongside your BIC/SWIFT code for international transfers.

Can I generate a valid Portugal IBAN for testing?

Yes! Use the IBAN generator on this page or visit the IBAN Easy homepage to generate mathematically valid IBANs for any supported country. All generation is client-side and private.

Other IBAN Countries in Europe

Major Bank BIC/SWIFT Codes in Portugal

BIC (Bank Identifier Code) / SWIFT codes for major banks in Portugal. These codes are used for international wire transfers alongside the IBAN.

BIC Code	Bank Name	City
`BBVAPTPL`	BBVA Portugal	Lisbon
`BDIGPTPL`	Banco BIC Português	Lisbon
`BGALPTG1`	Banco BPI	Porto
`BBPIPTPL`	Banco BPI Direct	Porto
`BGALPTGC`	Banco BPI S.A.	Porto
`BCOMPTPL`	Banco Comercial Português (Millennium BCP)	Porto
`TOTAPTPL`	Banco Santander Totta	Lisbon
`BNIFPTPL`	BancoBNI Europa	Lisbon
`CGDIPTPL`	Caixa Geral de Depósitos	Lisbon