Poland IBAN Format & Generator

Complete reference for Poland IBANs: format structure, bank codes, account numbers, examples, and a free generator for testing.

IBAN Structure for Poland

Country (PL) Check digits Bank code (7 digits) Account (16 chars)
PL
XX
Bank code
7 chars

Poland IBAN Technical Specifications

PropertyValue
IBAN Length28 characters
BBAN Length24 characters
BBAN Format8!n16!n
Bank CodePosition 5, 7 digits
Account NumberPosition 13, 16 chars
SEPA Member✅ Yes
NotesBank+branch+check: 8 digits; Account: 16 digits

Banking System in Poland

Poland has a well-regulated banking system with PKO Bank Polski, Pekao, and Santander Bank Polska. Polish IBANs are 28 characters — one of the longest in Europe — with an 8-digit bank sort code (including a 3-digit branch code) and a 16-digit account number.

Example Poland IBANs

Here are 3 randomly generated but mathematically valid Poland IBANs for testing:

⚠ These are randomly generated test IBANs — not real bank accounts. Do not use for actual transactions.

Generate Poland IBANs for Testing

Generate valid Poland IBANs right here. All generation is client-side — no data leaves your browser.

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Frequently Asked Questions

What is the IBAN format for Poland?

Poland uses a 28-character IBAN with the country code "PL" followed by two check digits and a 24-character BBAN. The format is 8!n16!n. The bank code occupies positions 5 to 11.

Is Poland a SEPA country?

Yes, Poland is part of the SEPA (Single Euro Payments Area) and uses IBAN for all domestic and international transfers.

How long is a Poland IBAN?

A Poland IBAN is exactly 28 characters long. The BBAN portion accounts for 24 characters.

How do I find my Poland IBAN?

Your IBAN is printed on your bank statement, available in your online banking portal, or can be obtained from your bank. It typically appears alongside your BIC/SWIFT code for international transfers.

Can I generate a valid Poland IBAN for testing?

Yes! Use the IBAN generator on this page or visit the IBAN Easy homepage to generate mathematically valid IBANs for any supported country. All generation is client-side and private.

Other IBAN Countries in Europe

Major Bank BIC/SWIFT Codes in Poland

BIC (Bank Identifier Code) / SWIFT codes for major banks in Poland. These codes are used for international wire transfers alongside the IBAN.

BIC CodeBank NameCity
ALBPPLP1Alior BankWarsaw
BIGBPLPWBank MillenniumWarsaw
EBRDPLPWBank PekaoWarsaw
POLUPLPRBank Polska Kasa OpiekiWarsaw
CITIPLPXCiti HandlowyWarsaw
INGBPLPWING Bank ŚląskiKatowice
NBPLPLPWNarodowy Bank PolskiWarsaw
PKOPPLPWPKO Bank PolskiWarsaw
BWBKPLPPSantander Bank PolskaWarsaw
BREXPLPWmBankWarsaw

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