Malta IBAN Format & Generator

Complete reference for Malta IBANs: format structure, bank codes, account numbers, examples, and a free generator for testing.

IBAN Structure for Malta

Country (MT) Check digits Bank code (4 letters) Branch (5 chars) Account (18 chars)

Bank
4 chars

Branch
5 chars

Account number
18 chars

Malta IBAN Technical Specifications

Property	Value
IBAN Length	31 characters
BBAN Length	27 characters
BBAN Format	`4!a5!n18!c`
Bank Code	Position 5, 4 letters
Branch Code	Position 9, 5 chars
Account Number	Position 14, 18 chars
SEPA Member	✅ Yes
Notes	Bank: 4 letters; Branch: 5 digits; Account: 18 chars. Longest SEPA IBAN (31 chars)

Banking System in Malta

Malta has a growing financial sector with Bank of Valletta, HSBC Malta, and APS Bank. Maltese IBANs are 31 characters with a 4-digit bank code, 5-digit branch code, and an 18-digit account number.

Example Malta IBANs

Here are 3 randomly generated but mathematically valid Malta IBANs for testing:

MT96 HQYT 5299 1S4C A82U CIT8 CJB4 70W
MT73 WRGU 4448 0AH8 JBSK QYKD BX3M YEY
MT95 YNOO 5611 84L5 VG27 NLM5 VRYU 2VQ

⚠ These are randomly generated test IBANs — not real bank accounts. Do not use for actual transactions.

Generate Malta IBANs for Testing

Generate valid Malta IBANs right here. All generation is client-side — no data leaves your browser.

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Frequently Asked Questions

What is the IBAN format for Malta?

Malta uses a 31-character IBAN with the country code "MT" followed by two check digits and a 27-character BBAN. The format is 4!a5!n18!c. The bank code occupies positions 5 to 8.

Is Malta a SEPA country?

Yes, Malta is part of the SEPA (Single Euro Payments Area) and uses IBAN for all domestic and international transfers.

How long is a Malta IBAN?

A Malta IBAN is exactly 31 characters long. The BBAN portion accounts for 27 characters.

How do I find my Malta IBAN?

Your IBAN is printed on your bank statement, available in your online banking portal, or can be obtained from your bank. It typically appears alongside your BIC/SWIFT code for international transfers.

Can I generate a valid Malta IBAN for testing?

Yes! Use the IBAN generator on this page or visit the IBAN Easy homepage to generate mathematically valid IBANs for any supported country. All generation is client-side and private.