United Arab Emirates IBAN Format & Generator

Complete reference for United Arab Emirates IBANs: format structure, bank codes, account numbers, examples, and a free generator for testing.

IBAN Structure for United Arab Emirates

Country (AE) Check digits Bank code (3 digits) Account (16 chars)
AE
XX
Bank
3 chars

United Arab Emirates IBAN Technical Specifications

PropertyValue
IBAN Length23 characters
BBAN Length19 characters
BBAN Format3!n16!n
Bank CodePosition 5, 3 digits
Account NumberPosition 8, 16 chars
SEPA Member❌ No
NotesBank: 3 digits; Account: 16 digits

Example United Arab Emirates IBANs

Here are 3 randomly generated but mathematically valid United Arab Emirates IBANs for testing:

⚠ These are randomly generated test IBANs — not real bank accounts. Do not use for actual transactions.

Generate United Arab Emirates IBANs for Testing

Generate valid United Arab Emirates IBANs right here. All generation is client-side — no data leaves your browser.

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Frequently Asked Questions

What is the IBAN format for United Arab Emirates?

United Arab Emirates uses a 23-character IBAN with the country code "AE" followed by two check digits and a 19-character BBAN. The format is 3!n16!n. The bank code occupies positions 5 to 7.

Is United Arab Emirates a SEPA country?

No, United Arab Emirates is not a SEPA member, but uses IBAN for international transfers.

How long is a United Arab Emirates IBAN?

A United Arab Emirates IBAN is exactly 23 characters long. The BBAN portion accounts for 19 characters.

How do I find my United Arab Emirates IBAN?

Your IBAN is printed on your bank statement, available in your online banking portal, or can be obtained from your bank. It typically appears alongside your BIC/SWIFT code for international transfers.

Can I generate a valid United Arab Emirates IBAN for testing?

Yes! Use the IBAN generator on this page or visit the IBAN Easy homepage to generate mathematically valid IBANs for any supported country. All generation is client-side and private.

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Major Bank BIC/SWIFT Codes in United Arab Emirates

BIC (Bank Identifier Code) / SWIFT codes for major banks in United Arab Emirates. These codes are used for international wire transfers alongside the IBAN.

BIC CodeBank NameCity
ADIBAEAAAbu Dhabi Islamic BankAbu Dhabi
AUBAAEAAAhli United Bank UAEDubai
ARNBAEADArab Bank DubaiDubai
BOMLAEADBank of Baroda UAEDubai
CITIAEADCitibank UAEDubai
CCBAAEADCommercial Bank of DubaiDubai
DUIBAEADDubai Islamic BankDubai
EBILAEADEmirates NBDDubai
FABMAEAAFirst Abu Dhabi BankAbu Dhabi
NBADAEAAFirst Abu Dhabi Bank (FAB)Abu Dhabi
BBRUAEADHSBC Bank Middle EastDubai
MASHREAAMashreq BankDubai
NBOKAEAANational Bank of Abu Dhabi (First Abu Dhabi Bank)Abu Dhabi
SBINAEADState Bank of India DubaiDubai